How Business Financing Works

When the time feels right, Rose Capital is ready



Funding for Businesses (available in all 50 States)

Competitive Rates designed to meet your needs

Estimated Terms of Repayment from 1 to 12 Months

Weekly and Daily Repayment options

Rates Based On: Time in Business, Business Credit, Industry, Cashflow and Personal Credit

Flexible Refinance Options




Our process is simple and rational; unlike traditional funding companies, we are more concerned about the current health of your business and do not focus solely on your personal credit.


Our application requires only basic information about both your business and yourself. In addition to the application, our analysts will need some basic financial information about your business to analyze your cash flow.

If you submit your application and statements before 12 AM EST we can have a decision + funding that same day.

Finally, we take your security very seriously – all of your information submitted will be safeguarded with the highest level of security. We do not provide any of your information to any third parties, as we are a direct finance company and respect your confidentiality.


6 Months Time in Business

The longer you’ve owned and operated your business, the better; however, we just need to see a minimum 6 months of ownership.

$180K In Annual Revenue

This breaks down to about $15,000 a month in gross deposits. Cash flow will contribute to amount approved.


We are a business funder, so personal credit will not solely determine your eligibility.

Industry Fit

We work with over 800 Industries.
View Restricted Industries


  1. Choose term length and amount
  2. Select funding method – Wire or ACH
  3. Funds are disbursed same day or next day after approval


  1. Weekly and Daily auto repayment
  2. Repayment terms from 1 to 12 months
  3. Pre-payment discounts if you choose to pay back early